If you purchased a home after the 2010 and 2011 Canterbury earthquakes in New Zealand, and it has been discovered that earthquake damage was missed or incorrectly repaired, your property may be considered an “on-sold” home.

Missed Or Unrepaired EQ Damage?

In New Zealand, an on-sold property is a property that has been sold by its original owner to a subsequent owner. This term is often used in the context of the Earthquake Commission (EQC), which is a government agency that provides insurance coverage for earthquake damage to residential properties. The EQC provides coverage for repairs, with a liability cap of $100,000. Homeowners should check EQC policy for restrictions.

If you’re unsure if your property is an on-sold property, find out more here.


You must be the current owner of the property and your application to EQC was made before 14 August 2020.

Your offer to purchase the property was on or before 15 August 2019.

Your offer to purchase the property was after the Canterbury earthquake. If your offer was subject to a building condition, you must have satisfied or waived that building condition on or before 15 August 2019.

Do You Own An On-Sold Property
In Need Of Repairs?

Get in touch today to see how Heritage House Relevellers can streamline your on-sold repair needs.